To qualify for a mortgage, lenders usually require a debt-to-income ratio of '43/49.' This means no more than 43% of your monthly income (before taxes) can go toward your new mortgage, and no more than 49.99% can go toward your total monthly debt (including the mortgage). VA and FHA loans may allow higher ratios, depending on the situation.
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
Here’s how our home purchase loan process works:
Complete our simple Mortgage pre-approval letter request
Adjustable Rate Mortgage (ARM)
Receive options based on your unique criteria and scenario
Choose the offer that best fits your needs
Fixed Rates
Adjustable Rate Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years
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License Info
NMLS: 231483
Company NMLS: 1660690
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